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Philam Life’s “Live Ready” for the millenials

Instant gratification is defined as “the desire to experience pleasure or fulfillment without delay or deferment”. In other words, it's the mindset which dictates that if you want something, you must have it now.

Undeniably, this approach is most often displayed among millennials. This manifests itself most palpably  on social media, with people posting their entire lives online and immediately receiving “likes” and comments. Sadly, this also bleeds into the youth’s spending habits. It is not uncommon to see young people spending big bucks on material things and consumable items. Whether it’s shopping the current designer fashion trends, hitting different bars and clubs every weekend, blowing every other paycheck to travel with their friends, or spending way too much at bi-weekly brunches for overpriced avocado toast, millennials are frequently very cavalier when it comes to spending.  

Some may argue that it is okay –  even admirable – to spend for irreplaceable experiences with…

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